Switching your Current Account - Step by Step guide
Switching your Current Account can be daunting but fear not, we’re here to help!
At Westport Credit Union we want to make the switching process as simple as possible, so we have put together a step-by-step guide with everything you need to know.
Step 1 - Opening your new Current Account with Westport Credit Union
You can apply to open your Current Account online or in branch.
You must be a member of Westport Credit Union to apply to open a Current Account with us.
Members
Online
If you are a member and have registered for online banking, you can apply to open your current account online straight away.
If you are a member and have not yet registered for online banking yet, you can register for online banking on our website. Once that’s set up, you can apply to open your Current Account.
In Branch
Our team will be happy to help you open your Current Account or register for online banking in branch, drop in anytime, no appointments necessary.
Non members
Online
In Branch
If you’re not a member of Westport credit union yet, you can join by opening a share (savings) account then go ahead and apply to open your Current Account. This will just take a few minutes and can be done together on the same day.
Step 2 - Complete the Switcher Form
Download Switcher Form, fill it out and confirm the date you want your account to be switched.
Pick your start date and allow a minimum of 3 working days for your old bank to receive the information.
Choose a switch date for a quiet time, when there is little activity on your account.
Step 3 - Notifying new Current Account details to people/businesses who lodge to your account
Ensure payments are lodged correctly into your account. Let your employer know your new Current Account details so your salary can be paid in.
Re-direct any other regular payments (child benefit, pension etc.) into your new Current Account.
Step 4 - Ensure the bills are paid on time
Check the list of direct debits / standing orders that your old bank will send you. If you need to change or cancel any direct debits you must contact your provider directly.
Top Tips for Switching
- Pick your switch start date and allow at least 3 working days for the switch form to be received by your old bank.
- Choose a switch date for a quiet period when there is least activity on your account
- Ensure your old account balance is in credit.
- If you close your old account, don’t use old cards or cheque books once the switching process has started.
If you’d like to speak to one of our team about switching your current account, call us on 098-25614 or fill out our Switcher Form and we’ll contact you.
