Great Car Loan with Westport CU
Westport Credit Union: WE’RE NOT HERE FOR PROFIT, WE’RE HERE FOR PEOPLE.
Our philosophy has always been to look at things differently. We understand the difference a car loan can make to your life, giving more space and more freedom, so we always look at your whole story to make sure your journey with us is a pleasant one. We only propose car loans with realistic terms, which you can pay back in a way that works best for you.
We don’t charge administration fees or transaction charges and you can pay back your car loan early without penalty, if that becomes an option. Remember at Westport Credit Union, you are not a customer, you are a valued member.
Why Choose Westport Credit Union rather than PCP Finance to cover the cost of your new car?
Before taking out a loan of any kind, it’s worth taking the time to understand how lending works. That way you can compare the benefits and be aware of the risks. Here are some of things that make a Westport Credit Union Car Loan different:
- There are no hidden fees or transaction charges.
- Westport Credit union interest rates are fair and reasonable and (capped by law)
- Repayments are level payments.
- Once you are eligible for a Westport credit union loan, repayment terms can be designed (around your needs)
- Your Westport credit union loan is insured in case of death - subject to terms and conditions - at no direct cost to you. Other lenders charge for this.
- You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!
- Unlike a PCP agreement you own the car from the outset.
- No lump sum payments required upfront or in 3 years if you decide to change your car as with PCP finance.
- No interest increase in your repayments should you wish to keep your car longer than 3 years
- Your annual mileage is not restricted as is the case with a PCP agreement.
- You choose where you want to get your car serviced unlike a PCP agreement.
- Your payments are fixed for the loan term.
- The Westport Credit Union difference is clear, our loan book is open. We are READY to lend to new and existing members.
At Westport Credit union we can “Make it Happen”
Get your wheels in motion & call in to us today or call our dedicated loans team on 098 25614 & speak with Francis, Noreen, Patricia, Erika & Marian or download your loan application from www.westportcu.ie
