Car Loans
LOOKING FOR A CAR LOAN?
Whether you’re looking for your first car or your next car, chances are you know exactly the one you want. But what about the finance? When you’re in the market for a car loan, that can be a hard decision.
You could go the PCP route. It has its advantages, but remember, you won’t own the car until you’ve made that last payment. You could borrow from a bank, but at what interest rate? Plus you may be penalised if you want to repay the loan early.
Or you could drop into Westport Credit Union and check out our low-cost car loans. You can apply even before you start looking for your dream wheels. And when you do go car shopping, you’ll have all the negotiating power of a cash buyer.
Why choose us for a car loan ?
- Discounted interest rate
- 24 hour approval
- No lump sum payment or minimum deposit required
- You own the car outright from the very start
- You can buy a new or used car
- No arrangement or documentation fees
- Free loan protection insurance*
- No balloon payments
Car Loan 7.99% (8.30% APR*) Representative Example
*APR = Annual Percentage Rate. Normal lending criteria, terms and conditions apply.
APPLYING FOR A LOAN. WE’VE MADE IT QUICKER AND EASIER THAN EVER.
E-Signatures By DocuSign Now Available
Apply for your loan online, upload your documents, and sign for your loan without leaving your home.
DocuSign is the most widely used electronic signature which members of the Westport Credit Union can now avail of as part of their online services.
- You can upload documents from your mobile device
- Sign documents anywhere from any desktop device
- Documents are uploaded within your secure member’s area for instant digital signature and automatic return
- Apply for loan online, ensure you are logged into our members area and select Make Online Loan Application.
- Complete loan application, you will be asked how to receive your payment - select EFT.
- Upload your proof of income documents as required, usually the most recent proof of payment, this can be screen grab of your bank transactions, very recent bank statement or most recent payslip.
- Submit Loan Application.
We will review the loan application and may need to call you to clarify application.
Signing:
- Receive a text notification to review and sign a document
- Verify your identity (using your secure login for online access)
- Review the document and complete any necessary fields
- Adopt the signature style you want to use (the first time you use a service)
- Sign the document (by clicking where directed to sign)
Once recipients have signed a document, they’re notified, and the document is stored electronically where it can be viewed and downloaded. All of this is done safely due to the built-in security features and the processes that e-signature providers follow.
For more information about this new service please telephone 098 25614 or email: info@westportcu.ie
