Online Banking Security Tips From Westport Credit Union
You don’t need to be a Techno Know How to protect your savings. We’re here to help. Whether banking online or withdrawing money overseas, there are tons of smart ways to stay safe.
ATM and card security
You may have heard these before, but we think it’s better to be safe than swindled.
Smile for the camera
Cover the keypad as you enter your PIN into an ATM
Use a different ATM if it appears to be damaged and notify the owner if possible
Change your PIN regularly – but don’t use a PIN that easy for others to guess (like your date of birth)
Swipe away safely
Check your debit card receipts for any irregularities or inconsistencies
Check your account statements regularly and be aware of your balance
Do not write your PIN anywhere
Online security
It’s easy to become complacent. We live in a world of constant online updates, and password paralysis can set in when we’re faced with yet another sign-in page. But that’s no reason to let our guard down when it comes to banking online.
Protect yourself
Maintain an adequate level of anti-virus software on your computer
Delete emails and attachments if they seem suspect – it may be a virus!
Beware of emails with ‘friendly’ headings from addresses you don’t recognise
Set your spam email preference as high as possible
We will never send you an unsolicited email requesting password or security information. If you ever receive an unsolicited email claiming to be from us, or from another Financial Institution, requesting that you click on a link or provide personal information, it may be a scam so check with us before you respond.
Mobile security
Fraudsters have developed a technique to intercept the onetime passcodes sent to mobile numbers via SMS to authenticate transactions processed via internet banking and other channels. This involves transferring or ‘porting’ your mobile phone to another mobile provider without your knowledge. After they’ve ported your mobile number they can then intercept the SMS code we send you to authenticate a transaction to conduct fraudulent transactions on your account.
Be alert
If you notice that your mobile phone has unexpectedly stopped working, contact your provider immediately to confirm why your service has stopped. If your mobile number has been ported, contact us immediately so we can protect your account against fraud.
So there you go, a few simple little tips to keep you banking safe and happy from Boris our security expert here at Westport Credit Union.
For more information please contact us by calling: 098 25614 or email:info@westportcu.ie.
